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TID FOR SJØEN - KLAR FOR FERIE!

by Erik Vågen | jul 09, 2018

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«To pilsnere i en snor og efter en båd» – kjente toner fra Reiseradioen i mange år.

I dag er det imidlertid allment akseptert at man ikke drikker alkohol i båt som ikke er vel fortøyd.

Med ett var det ferietid. I vårt langstrakte land er det ytterst sjelden at vi får sommervær samtidig. Skal vi seile etter været? Eller har vi en plan? Friheten med å ha ferie i båt er at man kan ta ting på sparket. Imidlertid er det viktig at man likevel har en plan for de endringer som kan komme. Vi må ha tilstrekkelig med kart om bord, både for den ruten vi har tenkt å seile, men også for den ruten vi har som alternativ hvis været tilsier endringer.

Dersom du har tenkt deg til Danmark i år, må du være oppmerksom på en endring i dansk lovgivning for fritidsfartøy. Den innebærer at alle båter som kommer i dansk farvann MÅ ha en ansvarsforsikring som dekker det objektive ansvar en båteier kan komme i, i forhold til skade på person. Dette gjelder for vannscootere og speedbåter. Speedbåt er definert som en båt som har motorstyrke i kW som overstiger størrelsen av lengde x lengde (i meter) + 3.  (1 hk = 0,74 kW)
For eksempel vil en båt på 27 fot med en 100 hk (74kW) motor være definert som en speedbåt uavhengig av den maksimale hastighet båten kan oppnå.

Tidligere, og fremdeles slik i Norge, vil båteier ved skader påført tredje part som følge av teknisk feil om bord i eget fartøy, ikke komme i ansvar da hendelsen karakteriseres som en ulykkelig hendelse. I Danmark gjelder fortsatt dette for skade på materielle ting, men ikke for skade på person.

I praksis vil dette si at en båteier i danske farvann, ved et uhell som følge av teknisk feil, ikke vil komme i ansvar for skade på ting (annen båt, kai etc), men komme i fullt ansvar for skade på person.

Ansvarsforsikringen til Norske Sjø dekker det rettslig ansvaret en båteier kan komme i og derved også de nye kravene i danske farvann. Ansvarsforsikringen dekker det den nasjonale lovgivning foreskriver og er tilpasset endringer myndighetene kan komme med. Assurandørene må på sikt tilpasse prisene som følge av endringer i risikobildet.

I tillegg til en god båtforsikring er det lurt å ha en reiseforsikring. Den dekker skader og utgifter på turen som ikke fanges opp av båtforsikringen. Imidlertid er det verd å merke seg at hjemsendelse dekkes kun som følge av sykdom og ulykke på person og ikke dersom båten havarerer.  Den dekker heller ikke transport hjem av båten eller kostnader ved at båten blir liggende.

Ferien starter når båten er pakket. Tid for ferie, klar i hodet og klar for sjøen - for et bedre båtliv.

Tore Høisæther / Fagansvarlig for Norske Sjø – Fender Marine

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Sjekk u
t vår premiekalkulator:

www.norskesjo.no

 

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